Who we are
Insurance Snoopers, Inc. (“us”, “we”, or
“our”) operates the https://insurancesnoopersapp.com website and
the Insurance Snoopers mobile application (hereinafter referred to as the
“Service”).
What personal data we collect and why we collect it
Comments
This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data. We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.
Definitions Service Service means the https://insurancesnoopersapp.com website and the Insurance Snoopers mobile application operated by Insurance Snoopers, Inc. Personal Data Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession). Usage Data Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit). Cookies Cookies are small files stored on your device (computer or mobile device). Data Controller Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed. For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data. Data Processors (or Service Providers) Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively. Data Subject (or User) Data Subject is any living individual who is using our Service and is the subject of Personal Data.
Media
Information Collection and Use
We collect several different types of information for
various purposes to provide and improve our Service to you.
Types of Data Collected
Personal Data
While using our Service, we may ask you to provide us with
certain personally identifiable information that can be used to contact or
identify you (“Personal Data”). Personally identifiable information
may include, but is not limited to:
- Cookies and Usage Data
Usage Data
We may also collect information that your browser sends
whenever you visit our Service or when you access the Service by or through a
mobile device (“Usage Data”).
This Usage Data may include information such as your
computer’s Internet Protocol address (e.g. IP address), browser type, browser
version, the pages of our Service that you visit, the time and date of your
visit, the time spent on those pages, unique device identifiers and other
diagnostic data.
When you access the Service with a mobile device, this Usage
Data may include information such as the type of mobile device you use, your
mobile device unique ID, the IP address of your mobile device, your mobile
operating system, the type of mobile Internet browser you use, unique device
identifiers and other diagnostic data.
Tracking Cookies Data
We use cookies and similar tracking technologies to track
the activity on our Service and we hold certain information.
Cookies are files with a small amount of data which may
include an anonymous unique identifier. Cookies are sent to your browser from a
website and stored on your device. Other tracking technologies are also used
such as beacons, tags and scripts to collect and track information and to
improve and analyse our Service.
You can instruct your browser to refuse all cookies or to
indicate when a cookie is being sent. However, if you do not accept cookies,
you may not be able to use some portions of our Service.
Examples of Cookies we use:
- Session
Cookies. We use Session Cookies to operate our Service. - Preference
Cookies. We use Preference Cookies to remember your preferences and various
settings. - Security
Cookies. We use Security Cookies for security purposes. - Advertising
Cookies. Advertising Cookies are used to serve you with advertisements that
may be relevant to you and your interests.
Use of Data
Insurance Snoopers, Inc. uses the collected data for various
purposes:
- To provide and maintain our Service
- To notify you about changes to our Service
- To allow you to participate in interactive
features of our Service when you choose to do so - To provide customer support
- To gather analysis or valuable information so
that we can improve our Service - To monitor the usage of our Service
- To detect, prevent and address technical issues
Legal Basis for Processing Personal Data under the General Data Protection
Regulation (GDPR)
If you are from the European Economic Area (EEA), Insurance
Snoopers, Inc. legal basis for collecting and using the personal information
described in this Privacy Policy depends on the Personal Data we collect and
the specific context in which we collect it.
Insurance Snoopers, Inc. may process your Personal Data
because:
- We need to perform a contract with you
- You have given us permission to do so
- The processing is in our legitimate interests
and it is not overridden by your rights - For payment processing purposes
- To comply with the law
Retention of Data
Insurance Snoopers, Inc. will retain your Personal Data only
for as long as is necessary for the purposes set out in this Privacy Policy. We
will retain and use your Personal Data to the extent necessary to comply with
our legal obligations (for example, if we are required to retain your data to
comply with applicable laws), resolve disputes and enforce our legal agreements
and policies.
Insurance Snoopers, Inc. will also retain Usage Data for
internal analysis purposes. Usage Data is generally retained for a shorter
period of time, except when this data is used to strengthen the security or to
improve the functionality of our Service, or we are legally obligated to retain
this data for longer periods.
Transfer of Data
Your information, including Personal Data, may be
transferred to – and maintained on – computers located outside of your state,
province, country or other governmental jurisdiction where the data protection
laws may differ from those of your jurisdiction.
If you are located outside United States and choose to
provide information to us, please note that we transfer the data, including
Personal Data, to United States and process it there.
Your consent to this Privacy Policy followed by your
submission of such information represents your agreement to that transfer.
Insurance Snoopers, Inc. will take all the steps reasonably
necessary to ensure that your data is treated securely and in accordance with this
Privacy Policy and no transfer of your Personal Data will take place to an
organisation or a country unless there are adequate controls in place including
the security of your data and other personal information.
Disclosure of Data
Legal Requirements
Insurance Snoopers, Inc. may disclose your Personal Data in
the good faith belief that such action is necessary to:
- To comply with a legal obligation
- To protect and defend the rights or property of
Insurance Snoopers, Inc. - To prevent or investigate possible wrongdoing in
connection with the Service - To protect the personal safety of users of the
Service or the public - To protect against legal liability
Security of Data
The security of your data is important to us but remember
that no method of transmission over the Internet or method of electronic
storage is 100% secure. While we strive to use commercially acceptable means to
protect your Personal Data, we cannot guarantee its absolute security.
Our Policy on “Do Not Track” Signals under the California Online
Protection Act (CalOPPA)
We do not support Do Not Track (“DNT”). Do Not
Track is a preference you can set in your web browser to inform websites that
you do not want to be tracked.
You can enable or disable Do Not Track by visiting the
Preferences or Settings page of your web browser.
Your Data Protection Rights under the General Data Protection Regulation
(GDPR)
If you are a resident of the European Economic Area (EEA),
you have certain data protection rights. Insurance Snoopers, Inc. aims to take
reasonable steps to allow you to correct, amend, delete or limit the use of
your Personal Data.
If you wish to be informed about what Personal Data we hold
about you and if you want it to be removed from our systems, please contact us.
In certain circumstances, you have the following data
protection rights:
The
right to access, update or delete the information we have on you. Whenever
made possible, you can access, update or request deletion of your Personal Data
directly within your account settings section. If you are unable to perform
these actions yourself, please contact us to assist you.
The
right of rectification. You have the right to have your information
rectified if that information is inaccurate or incomplete.
The
right to object. You have the right to object to our processing of your
Personal Data.
The
right of restriction. You have the right to request that we restrict the
processing of your personal information.
The
right to data portability. You have the right to be provided with a copy of
the information we have on you in a structured, machine-readable and commonly
used format.
The
right to withdraw consent. You also have the right to withdraw your consent
at any time where Insurance Snoopers, Inc. relied on your consent to process
your personal information.
Please note that we may ask you to verify your identity
before responding to such requests.
You have the right to complain to a Data Protection
Authority about our collection and use of your Personal Data. For more
information, please contact your local data protection authority in the
European Economic Area (EEA).
Analytics
We may use third-party Service Providers to monitor and
analyse the use of our Service.
Google
Analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualise and personalise the ads of its own advertising network.
Advertising
We may use third-party Service Providers to show
advertisements to you to help support and maintain our Service.
Unity
Ads
Unity Ads is provided by Unity
Technologies.
You can opt-out from Unity Ads service by
following the instructions as described by Unity Technologies on their Privacy
Policy page: https://unity3d.com/legal/privacy-policy
For more information about Unity
Technologies, please visit Unity Technologies Privacy Policy: https://unity3d.com/legal/privacy-policy
Payments
We may provide paid products and/or services within the
Service. In that case, we use third-party services for payment processing (e.g.
payment processors).
We will not store or collect your payment card details. That
information is provided directly to our third-party payment processors whose
use of your personal information is governed by their Privacy Policy. These
payment processors adhere to the standards set by PCI-DSS as managed by the PCI
Security Standards Council, which is a joint effort of brands like Visa,
MasterCard, American Express and Discover. PCI-DSS requirements help ensure the
secure handling of payment information.
The payment processors we work with are:
Apple
Store In-App Payments
Their Privacy Policy can be viewed at https://www.apple.com/legal/privacy/en-ww/
Google
Play In-App Payments
Their Privacy Policy can be viewed at https://www.google.com/policies/privacy/
Stripe
Their Privacy Policy can be viewed at https://stripe.com/us/privacy
PayPal
/ Braintree
Their Privacy Policy can be viewed at https://www.paypal.com/webapps/mpp/ua/privacy-full
Links to Other Sites
Our Service may contain links to other sites that are not
operated by us. If you click a third party link, you will be directed to that
third party’s site. We strongly advise you to review the Privacy Policy of
every site you visit.
We have no control over and assume no responsibility for the
content, privacy policies or practices of any third party sites or services.
Children’s Privacy
Our Service does not address anyone under the age of 18
(“Children”).
We do not knowingly collect personally identifiable
information from anyone under the age of 18. If you are a parent or guardian
and you are aware that your Child has provided us with Personal Data, please
contact us. If we become aware that we have collected Personal Data from
children without verification of parental consent, we take steps to remove that
information from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will
notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on
our Service, prior to the change becoming effective and update the
“effective date” at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically
for any changes. Changes to this Privacy Policy are effective when they are
posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please
contact us:
- By email: [email protected]
- Information on the privacy practices of Google, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en